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Thanks for your reply Kevin i really appreciate you trying to help me out..
I realize i have been playing more than studying music..:O)I cannot help it!!!
It means you play the b note flat as opposed to the # which would indicate a sharp or the symbol for the natural. If you see them at the beginning of a staff, usually before the time signature it usually specifies the key signature for the piece although some music incorporates changes in key sig. Or it can be used as an accidental before a note indicating the following note is to be played flat, or sharp depending on the symbol used.