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Sorry to return with yet, another question as that appears to be what I do most of the time...
Tomorrow I will be taking my violin to a shop in north Atlanta to have it appraised as I want to have it covered on my insurance but USAA cannot provide accurate coverage without a written assessment of its value. As I've not done this before, I'm not sure what to expect even though the company appears to have a reputable history. With that being the case, do any of you have an idea as to about what I should expect in this appraisal?
From what I know about the instrument, it is German made and crafted around the mid to late 1800's. There isn't any markings on the interior as to who it was made by.
My main concern is to ensure I have enough coverage that should the unthinkable occur, I can afford to replace it. Granted, the historical value can never be replaced from my perspective.
Anyways, the full details/photos are listed in this thread.
"I know a girl who cries when she practices violin because each note sounds so pure it just cuts into her, and then the melody comes pouring out her eyes. Now, to me, everything else just sounds like a lie."
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Hey Mark, what do you mean "what to expect"? In regard to cost of appraisal, the value of the instrument, the amount of time it'll take to be appraised????
You also might consider speaking with your insurance agent; they will try to sell you a "rider" for a listed item, but chances are, if the value of your violin is less than a grand, it should be covered in "household items"; BUT DO NOT RELY ON MY OPINION, ask your agent.
My research says, a written appraisal by a reputable appraiser will run between $80 - $150 in SoCal,,,, should be less in UT. And the actual appraisal could take 30 min. or several hours.
I don't know if that answered your question......
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Sorry, what I meant was pretty much what you explained in the time/cost and what they will typically look for. I spoke to my insurance provided as you mentioned and you're right on that under 1K it's covered. Beyond that, I will have to have a rider with documentations to validate whatever I want covered.
Thanks!
"I know a girl who cries when she practices violin because each note sounds so pure it just cuts into her, and then the melody comes pouring out her eyes. Now, to me, everything else just sounds like a lie."
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