Thanks for the links GWSheer!  Unfortunately, since I'm still on active status and am not disabled, (though my wife may question my mental state from time to time...) it looks like I don't qualify.  This is pretty much the case from most of the places I have looked into.

Pierre, you could always just move to Atlanta and be my personal teacher.  I a have room in the basement with the kids and a nice inflatable mattress you can use. 

@Georganne ,

That's a good idea about the mini grants!  I'll check into that over the weekend and see what I can find out.  Ground Hog day?  Hmm.. guess I never thought of that one before...  

I was taking lessons from a local college student that only charged about $35 per hour but after about a year, it became clear that my progression wasn't as important to her as it was to me.  That's kind of a harsh review but after she forgot about a couple of lessons, I figured it was time to find a new teacher.  However, the going rate around the Atlanta area for a highly reputable teacher is about $40-50 for 1/2 hour.  For that reason, I'm probably going to do what you suggested with a monthly lesson supplemented by the info Pierre has here on his site.  Sometimes learning a new skill can be frustrating when you reach that point when you're not entirely sure what the next step should be.