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To begin with I live in Romania and life is not particularly easy in terms of financial aspects. A lot of parents come up to be because they want me to teach their children how to play the violin. These parents are not aware of the fact that a decent beginner violin is about 100$ in this country. Moreover, additional costs may double this price. A lot of young and talented kids who have not even played one note have already started out their career in pure frustration because of the financial hardship caused for their parents. I cannot seem to find any other solution other than lending out instruments for these children... however this fact alone has huge personal financial implications for me and it also means that I must reduce my profit in an exponential way (we all have to earn some cash one way or another) ... what is your opinion?